Unlock the Value in Your Life Insurance Policy
Life Well Settled is here to help you make the most of your life insurance policy. Discover financial potential that you may not have realized was available.
By checking this box, you agree that Life Well Settled may contact you via call,text or email regarding our products and services. You may opt out at any time by texting "STOP" to discontinue future emails and texts.
You also acknowledge and agree to our Privacy Policy and Terms and Conditions provided by Life Well Settled.
If your life insurance policy no longer fits your needs, a life settlement allows you to turn it into a valuable cash payout. Many policyholders find that as their needs evolve, a life settlement is the best way to convert their policy into usable funds.
At Life Well Settled, we are committed to helping you unlock the true value of your life insurance policy. Our team focuses on transparency and customer satisfaction, with every decision tailored to fit your financial goals.
Receive up to four times more than surrendering the policy
Use funds for medical care, retirement, or debt relief
Avoid ongoing premium payments
A life settlement is the sale of an existing life insurance policy to a third party for a cash payment. The payment is generally more than the policy’s cash surrender value but less than the death benefit. Once the policy is sold, the buyer assumes responsibility for all future premium payments and receives the death benefit when the insured passes away.
Typically, policyholders who are aged 65 or older with a life insurance policy valued at $100,000 or more are eligible. However, individual health status, type of policy, and premium costs also impact eligibility. Contact us for a free evaluation to determine if you qualify.
The value of your policy depends on multiple factors, including the policy’s face value, type, premium costs, and your health status. We provide a free evaluation to give you a personalized estimate.
On average, the life settlement process can take a few weeks to a few months. We work to ensure a smooth, efficient process and keep you informed every step of the way.
No. Once your policy is sold through a life settlement, the buyer becomes responsible for all future premium payments.